Lenders & Asset Managers

The buyer for the collateral nobody can finance.

Some assets don’t belong in a retail marketing plan: the fire-damaged building, the boarded REO, the small multifamily with code violations and tenants in place. Retail buyers can’t finance them and can’t evaluate them. Dottco underwrites exactly this class of property, and buys it with its own capital.

Collateral we underwrite

Where your work meets our buy box

REO and pre-disposition assets in residential classes, houses through 15-unit multifamily.
Fire-damaged structures. We’ve rebuilt a fire-gutted sixplex from charred shell to full occupancy. It’s documented on our Projects page.
Code-cited, vacant and boarded properties where carrying risk compounds monthly.
Deferred maintenance and functional obsolescence that kills conventional appraisals.
Occupied collateral. Tenants, holdovers, below-market leases, underwritten as operations, not obstacles.
Difficult-to-finance assets where a cash principal is the practical exit.
Working With Dottco

What the file looks like on our side

Principal

Our own capital

Dottco, Inc. purchases for its own account. Proof of funds provided where appropriate. No assignment risk in your chain.

Underwriting

Construction-informed

Licensed California contractor (CSLB #921395). We price structure, systems and scope, which is why our numbers survive due diligence.

Written

Offers with defined terms

Underwritten to hold through closing. We commit timelines in writing and close on the timeline we commit.

Responsive

Fast reads on hard assets

Send the asset, get a real read, depending on complexity, our goal is a response within a couple of business days, not a committee cycle.

Working with institutions

Dottco transacts conventionally: written offers, standard institutional purchase documentation, local escrow and title, and references on request. Broker representation on your side is respected and documented in the transaction.

Have an asset that doesn’t fit the retail path?

Send the address and what you can share. Our goal is a response within a couple of business days.

Submit a Property